1. TRUE DISCOUNT BROKERAGE Group Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. TRUE DISCOUNT BROKERAGE Group reserves the right to reject any TRUE DISCOUNT BROKERAGE Group Lite order or series of orders if TRUE DISCOUNT BROKERAGE Group determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
2. Where available in North America.
3. Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See TRUE DISCOUNT BROKERAGE Group.com/interest for details.
4. For more information, see TRUE DISCOUNT BROKERAGE Group.com/interest
5. US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
   1. Standalone trust accounts with legal entity trustees are not eligible for TRUE DISCOUNT BROKERAGE Group Lite
6. Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
7. Advisors include all registered financial advisors, non-registered financial advisors, and Friends and Family advisors.
8. To be eligible for TRUE DISCOUNT BROKERAGE Group Lite, advisors must be US domiciled and must have:
   1. Less than 15% of client accounts outside the US
   2. Less than 15% of client equity outside the US
   3. Less than 15% of client accounts as organization accounts
   4. No client accounts from Israel
   5. No partitioned client accounts
   6. No Separate Trading Limits (Proprietary Trading) accounts
9. Brokers require special approval from TRUE DISCOUNT BROKERAGE Group before opening an TRUE DISCOUNT BROKERAGE Group Lite account. Brokers cannot have both TRUE DISCOUNT BROKERAGE Group Lite and TRUE DISCOUNT BROKERAGE Group Pro clients under the same account structure. Separate accounts structures are required to facilitate.
10. Brokers on the TRUE DISCOUNT BROKERAGE Group Lite plan cannot support the follow ing type of client sub accounts:
    1. Israel is the country of legal residence of the account holder
    2. Partitioned client accounts
    3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
    4. OMS clients
11. Regular trading hours for TRUE DISCOUNT BROKERAGE Group Lite and TRUE DISCOUNT BROKERAGE Group Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
12. OnClose or OnOpen US listed stock orders are free for TRUE DISCOUNT BROKERAGE Group Lite clients so long as the order does not exceed 10% of an account's monthly US stock trading volume, otherwise your account will be charged USD 0.005 per share.

• * Excludes pink sheet data.
• **Trader Workstation (TWS) is not available to Brokers' clients enrolled in TRUE DISCOUNT BROKERAGE Group Lite.
• † Fees may apply.

We understand your investment needs change over time. You can switch between the TRUE DISCOUNT BROKERAGE Group Lite and TRUE DISCOUNT BROKERAGE Group Pro plan at any time. Your first three reclassifications are processed on a daily basis while subsequent reclassifications happen on a quarterly basis.